I just read that holiday spending increased only a small percentage. In times of economic uncertainty and potential recession, shouldn’t spending decrease? I just have to wonder how people are buying anything if it’s true they don’t have any money. Maybe (and with apologies to vendors/sellers) we should curb our spending and simply do with what we have. My parents’ generation was a cash only generation. You simply didn’t spend what you didn’t have.
Debt is debilitating to discipleship. It’s hard to concentrate on growing as a Christian when you are worried about paying the bills. It’s difficult to lead your family when you are struggling to not fight with your spouse over finances. It’s nearly impossible to “grow in the grace of giving” when you are unable to pay all the bills at the end of the month.
I’m not suggesting you should not pay your bills…you should. I’m suggesting you should never live beyond your means…and your means should include a place for generosity and stewardship. Years ago Gail and I made a commitment to put our giving first. I don’t remember a time when we’ve failed to give. I do remember times when we’ve held back on paying bills until some money accumulated. I do remember times when we didn’t buy things because we didn’t have the money.
If your economic reality is that you’ve buried yourself in debt, we can help you. We have people who will work with you to get it under control. We regularly offer Financial Peace University. We want to help you learn to elevate stewardship and generosity as key components of being and becoming a disciple. Don’t let the world and it’s experts in advertising cause you to fall into the debt trap. Commit even that part of your life to Jesus. You will ultimately be much happier.